CREDIT ASSESSMENT

Survey Credit Assessment

APPLICANT DETAILS

BUSINESS INCOME DETAILS

Cash Sales
UPI Sales
Total Daily Sales
Monthly sales
% Gross Margin
Gross profit
Cash Sales
UPI Sales
Daily Sales
Monthly sales
% Gross Margin
Gross profit

Total Business Income

OTHER INCOME SOURCES OF APPLICANT AND NOMINEE

Income of Applicant
Income of Nominee
Rental Income
Others

Total Income 

BUSINESS EXPENDITURE DETAILS

Employee-1 (Wages Per Day)

Employee-2 (Wages Per Day)

Employee-3 (Wages Per Day)

Total Employee  Wages

 Rent 

Shop Electricity Bill 

Miscellaneous (water bill,sweeper charges,etc)

Total Business Expenditure 

FAMILY EXPENDITURE DETAILS

Rent

Food Expenses

Electricity Bill

Educational fees(school,tution,books)

Others

Total Family Expenditure

Loan Obligation

INCOME ANALYSIS 

Business

Family

Total

Expenditure Analysis

Business

Family

Total

LOAN DECISION

Net Income 

Loan Obligation

DSCR

Loan Eligible 

Yes 

No

Loan Allotted Amount